WHERE DO YOU GO IF YOU DON'T NEED A LOAN?

Here's an oriental enigma for you; the subway poster for this company had me pondering what could this mean? for hours. What kind of service could they possibly be offering? Is this where you go if you absolutely do not need to borrow any money? You walk in and say "I don't need a loan," and they say "OK, thanks for using our service. Have a nice day!"? And on the other hand, would this be the kind of place you'd go to (or name you'd look for) if you DID want a loan? Keech explained it to me a few days later, but I still can't get my mind around the name

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